I am currently a Fintech & Innovation Associate at Payment Maldives, where I focus on advancing payment systems and driving innovation in the financial technology sector.

Previously, as a technology professional at the Maldives Monetary Authority, I played a key role in modernizing the nation's FinTech sector with broad responsibilities integral to our project lifecycle.

I am committed to continuous professional development and am open to collaborating on data analytics projects that leverage Python and R.

• Programming Languages:
  • Python
  • R
  • Java
  • C
  • C++
  • SQL
• Data Analytics & Visualization:
  • SAS Enterprise Miner
  • 📊 Power BI

• Financial Technology (FinTech): Leveraging technology to improve and automate financial services.
• Payment Systems: The infrastructure and processes for transferring value between parties.
• ISO 20022: An international standard for financial messaging, creating a common language for payments data worldwide.
• EMVCo QR Code Standard: A global specification for QR code-based payments ensuring interoperability and security. I have hands-on experience in developing the PayMV QR Code Standard of the Maldives, contributing to the nation's standardized QR payment framework.
• Open Banking: Using APIs to enable third-party developers to build applications and services around financial institutions.
• Docker
• ⚙️ API Development
• ✨ Data-Driven Innovation

I am eager to apply my skills and collaborate on projects in the following areas:

• 📂 Open Data Projects
• 🏦 Open Finance Projects
• 📈 Data Visualization Projects

For professional inquiries or collaboration, please feel free to connect with me.

• 📧 Email: mohamedsibaaq@proton.me
• 💬 Telegram: @S1BBY
• 👔 LinkedIn: mohamed-sibaaq